Life Insurance Calculator

Trusted insurance advice, tailored for you.

Understanding Your Life Insurance Results

What Your Cover Amount Means

Your estimated cover amount represents the financial protection your family could receive if you were to pass away. It’s calculated using your income, debt, and the number of years you’d like that income replaced.
This figure is designed to help your loved ones maintain their standard of living, paying bills, covering the mortgage, or supporting education, even when you’re no longer there to provide.

Choosing the Right Type of Policy


Not all life insurance is the same. Depending on your needs, you can choose:


Level Term Cover – pays a fixed lump sum if you pass away during the policy term.


Decreasing Term Cover – ideal for repaying a mortgage, as the payout reduces alongside your balance.


Whole of Life Cover – provides lifelong protection with a guaranteed payout whenever you pass away.

If you’re unsure which suits you best, our advisers can explain each option and tailor it to your family’s needs.

Speak to a Local Adviser

Our Leeds-based team offers friendly, no-pressure advice to help you secure the right plan at the right price.

Whether you’re protecting your home, family, or future, we’ll tailor your cover to your needs and budget.

Call us today on 0113 895 0030 or click below to speak with an adviser and get a personalised quote

This information does not contain all of the details you need to choose an insurance product. Make sure that you read the separate illustration before you make a decision.